Financing Guide

Solar Financing Options

Compare financing methods to find the best option for your budget and goals. Own your system or go solar with $0 down.

$0
Down Payment Available
5.99%
Average Loan Rate
20yr
Flexible Terms

Choose Your Financing Method

Each financing option has unique benefits. Compare ownership vs. leasing to find what works best for your situation.

Cash Purchase

Pay upfront and own your system completely

Upfront Cost:$15K - $30K
Monthly Cost:$0
Tax Credit:You Keep 100%
✅ Maximum Long-Term Savings

Solar Loan

Finance with $0 down and own your system

Down Payment:$0 - $2,000
Monthly:$100 - $200
Tax Credit:You Keep 100%
✅ Most Popular Option

Solar Lease

Rent your solar system monthly

Down Payment:$0
Monthly:$50 - $150
Tax Credit:Leasing Co.
⚠️ Lower Long-Term Savings

Power Purchase Agreement

Pay only for the power you use

Down Payment:$0
Per kWh:$0.06 - $0.10
Tax Credit:PPA Provider
⚠️ Lowest Upfront, Less Savings

25-Year Savings Comparison

Feature Cash Loan Lease PPA
Upfront Cost $20,000 $0 - $2,000 $0 $0
Monthly Payment $0 $150/mo $100/mo ~$90/mo
System Ownership ✅ Yes ✅ Yes ❌ No ❌ No
Tax Credit $6,000 $6,000 $0 $0
25-Year Savings $45,000 $35,000 $20,000 $18,000